Welcome to Slate Capital Management! By accessing or using our website, SlateCapital.org (the “Site”), or engaging with our services, you agree to comply with and be bound by these Terms of Service (“Terms”). Please read these Terms carefully before using our services. If you do not agree to these Terms, you should not use our Site or services.

1. Overview of Services

Slate Capital Management is a financial services company specializing in Merchant Cash Advance (MCA) debt restructuring. Our services include assisting businesses in restructuring MCA obligations, negotiating repayment terms, and providing consultation on financial strategies to improve business cash flow. For more details about the specific services we offer, please refer to our service descriptions available on the Site.

2. Eligibility

To use our Site or engage with our services, you must be at least 18 years of age and have the legal authority to enter into a binding agreement. By using our services, you represent and warrant that you meet these eligibility requirements.

3. Use of the Site

• Account Creation: Certain services on the Site may require you to create an account. You agree to provide accurate and complete information when creating an account and to update your information as necessary to maintain its accuracy.

• Prohibited Uses: You may not use our Site or services for any illegal or unauthorized purposes. You agree to comply with all applicable laws and regulations. You are prohibited from engaging in any activity that may harm the Site, its security, or other users.

• Intellectual Property: All content, trademarks, logos, and other materials on the Site are the property of Slate Capital Management or our licensors. You may not copy, modify, distribute, or otherwise use any content from the Site without our explicit consent.

4. Services Provided

• Debt Restructuring: Slate Capital Management specializes in MCA debt restructuring. By engaging with our services, you authorize us to act as an intermediary to help restructure your MCA debt under more favorable terms. You understand that we do not provide legal or financial advice, and our services are based on our expertise in negotiating with MCA lenders.

• Consultation Services: Our consulting services include financial assessments, advice on improving cash flow, and options for restructuring debt. All advice and guidance provided are designed to help you make informed decisions but should not be construed as professional legal, tax, or accounting advice.

5. Fees and Payments

• Consultation Fees: Depending on the service you choose, Slate Capital Management may charge fees for our consultation and debt restructuring services. The fees will be disclosed to you prior to engaging in any service agreement.

• Payment Terms: Payments for services will be invoiced in accordance with the specific agreement you have with Slate Capital Management. You agree to pay all fees and charges when due. Late payments may incur additional charges.

6. Privacy and Data Protection

Your use of the Site is subject to our Privacy Policy, which describes how we collect, use, and protect your personal information. By using the Site, you consent to our collection and use of your personal data as described in the Privacy Policy.

7. Limitation of Liability

Slate Capital Management strives to provide high-quality services; however, we do not guarantee specific results. Our services are offered “as is,” and we make no warranties, express or implied, regarding the effectiveness of debt restructuring or financial improvement.

To the maximum extent permitted by law, Slate Capital Management shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profit, revenue, or business, arising out of or related to the use of our services or this Site, even if we have been advised of the possibility of such damages.

8. Indemnification

You agree to indemnify, defend, and hold harmless Slate Capital Management, its officers, directors, employees, and agents from any claims, damages, obligations, losses, liabilities, and expenses (including legal fees) arising out of your use of the Site, violation of these Terms, or infringement of any rights of a third party.

9. Third-Party Links

Our Site may contain links to third-party websites or services that are not owned or controlled by Slate Capital Management. We are not responsible for the content, privacy policies, or practices of third-party websites. We encourage you to review the terms and policies of any third-party sites you visit.

10. Modifications to the Terms of Service

Slate Capital Management reserves the right to update or modify these Terms at any time. Any changes will be posted on this page with an updated effective date. We recommend reviewing these Terms periodically to stay informed of any changes. Your continued use of the Site after any modifications constitutes your acceptance of the revised Terms.

11. Termination

We reserve the right to suspend or terminate your access to the Site or services at our sole discretion, without notice, if you violate any of these Terms. Upon termination, all rights granted to you will immediately cease, and you must discontinue using the Site.

12. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the State of Oregon, without regard to its conflict of law principles. Any disputes arising from or relating to these Terms or the use of the Site will be resolved through binding arbitration, except where prohibited by law.

13. Contact Information

If you have any questions or concerns about these Terms, please contact us at:

Slate Capital Management
[Insert Address]
Email: [email protected]
Phone: 800-201-2313